You’re getting ready to buy your first home, and you’ve just learned that you need to deal with a closing attorney. You’re already dealing with a lot of people, but adding one more the mix can help you get a handle on all the others.

Closing attorneys are usually required by Massachusetts law when a lender is involved. They are often hired by the lender, but that doesn’t mean they don’t work in your favor as well. Buying a home can be a complicated process, but the closing attorney may be able to filter out a lot of that noise and make sure everything runs smoothly.

Necessary help

The closing attorney can make sure everything progresses according to plan:

  • Propriety: The attorney will likely oversee the closing documents for a lender. It’s usually up to them to make sure vital information is gathered, all the necessary paperwork is prepared and everything is up to the federal standards of disclosure.
  • Intermediary: The closing attorney can be the link between all the involved entities beyond just you and the lender. The sellers, home inspectors, contractors and insurance companies are just some of those that have a vested interest in your purchase. The attorney tasked with closing can be the throughway that keeps lines of communication open between the many actors.
  • Closing: The closing attorney usually concludes the entire financial process. Once everything is in order, it’s generally their job to distribute money to handle costs. They can manage most everything from real estate broker fees, outstanding loans and taxes to registry charges, inspections and insurance premiums.

Understanding everything about the closing process can be a big undertaking when you get into home buying. A closing attorney may be a legal necessity, but also a big help in making the process easier for everyone involved.